:root{--navy: #13233f;--navy-light: #1d3359;--gold: #c9a227;--gold-dark: #a8851a;--gold-pale: #f6efd9;--cream: #fbf8f1;--ink: #1f2430;--muted: #5a6172;--border: #e4dcc6;--white: #fff;--radius: 10px;--shadow: 0 4px 18px rgba(19, 35, 63, .08);--serif: "Libre Baskerville", Georgia, "Times New Roman", serif;--sans: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:80px}body{margin:0;font-family:var(--sans);font-size:17px;line-height:1.6;color:var(--ink);background:var(--cream);-webkit-font-smoothing:antialiased}h1,h2,h3{font-family:var(--serif);line-height:1.25;color:var(--navy);margin:0 0 .5em}a{color:var(--navy-light)}.container{width:100%;max-width:1120px;margin:0 auto;padding:0 20px}.container-narrow{max-width:780px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:.6em 1.2em;border-radius:999px;border:2px solid transparent;font:600 .95rem var(--sans);text-decoration:none;cursor:pointer;transition:background .15s,color .15s,border-color .15s;white-space:nowrap}.btn-lg{padding:.8em 1.6em;font-size:1.05rem}.btn-gold{background:var(--gold);color:var(--navy)}.btn-gold:hover{background:var(--gold-dark);color:var(--white)}.btn-outline{border-color:var(--gold);color:var(--gold-pale)}.btn-outline:hover{background:var(--gold);color:var(--navy)}.btn-outline-light{border-color:#fff9;color:var(--white)}.site-header{position:sticky;top:0;z-index:20;background:var(--navy);border-bottom:3px solid var(--gold)}.header-inner{display:flex;align-items:center;gap:24px;min-height:68px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none}.brand-text{display:flex;flex-direction:column;line-height:1.15}.brand-name{font-family:var(--serif);font-weight:700;font-size:1.1rem;color:var(--white)}.brand-sub{font-size:.8rem;color:var(--gold);letter-spacing:.04em}.site-nav{display:flex;gap:22px;margin-left:auto}.site-nav a{color:#ffffffd9;text-decoration:none;font-size:.93rem;font-weight:500}.site-nav a:hover{color:var(--gold)}.hero{background:radial-gradient(circle at 85% 20%,rgba(201,162,39,.18),transparent 45%),linear-gradient(160deg,var(--navy) 0%,var(--navy-light) 100%);color:var(--white);padding:88px 0 96px}.hero-inner{max-width:860px}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:600;color:var(--gold);margin:0 0 16px}.hero h1{color:var(--white);font-size:clamp(2rem,4.5vw,3.1rem)}.lead{font-size:1.15rem;color:#ffffffd9;max-width:680px;margin:0 0 32px}.hero-actions{display:flex;flex-wrap:wrap;gap:14px}.hero-points{display:flex;flex-wrap:wrap;gap:10px 28px;list-style:none;padding:0;margin:36px 0 0;color:var(--gold-pale);font-size:.95rem}.hero-points li:before{content:"✓";color:var(--gold);font-weight:700;margin-right:8px}.section{padding:80px 0}.section-alt{background:var(--white);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}.section-title{font-size:clamp(1.6rem,3vw,2.2rem);text-align:center}.section-title:after{content:"";display:block;width:56px;height:3px;background:var(--gold);margin:14px auto 0}.section-title-spaced{margin-top:72px}.section-intro{text-align:center;color:var(--muted);max-width:640px;margin:0 auto 44px}.section-note{text-align:center;color:var(--muted);margin:36px 0 0}.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px}.card{background:var(--white);border:1px solid var(--border);border-top:4px solid var(--gold);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}.card h3{font-size:1.3rem}.card-blurb{color:var(--muted);font-size:.97rem}.check-list{list-style:none;padding:0;margin:18px 0 0}.check-list li{padding:6px 0 6px 26px;position:relative;border-top:1px dashed var(--border);font-size:.96rem}.check-list li:before{content:"●";position:absolute;left:4px;color:var(--gold);font-size:.7rem;top:10px}.steps{list-style:none;padding:0;margin:44px 0 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:28px;counter-reset:none}.step{text-align:center;padding:0 12px}.step-num{display:inline-flex;align-items:center;justify-content:center;width:56px;height:56px;border-radius:50%;background:var(--gold);color:var(--navy);font:700 1.4rem var(--serif);margin-bottom:16px;box-shadow:0 0 0 6px var(--gold-pale)}.step p{color:var(--muted);margin:0}.reason-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px;margin-top:44px}.reason{background:var(--cream);border:1px solid var(--border);border-radius:var(--radius);padding:22px}.reason h3{font-size:1.1rem}.reason p{margin:0;color:var(--muted);font-size:.96rem}.area-list{list-style:none;padding:0;margin:0 auto;max-width:880px;display:flex;flex-wrap:wrap;justify-content:center;gap:12px}.area-list li{background:var(--white);border:1px solid var(--border);border-radius:999px;padding:8px 18px;font-weight:500;color:var(--navy)}.faq-list{margin-top:40px}.faq{border:1px solid var(--border);border-radius:var(--radius);background:var(--cream);margin-bottom:12px}.faq summary{cursor:pointer;padding:18px 48px 18px 22px;font-weight:600;color:var(--navy);list-style:none;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--gold-dark)}.faq[open] summary:after{content:"–"}.faq p{margin:0;padding:0 22px 20px;color:var(--muted)}.contact{background:var(--navy);color:var(--white)}.contact-inner{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}.contact .section-title{color:var(--white);text-align:left}.contact .section-title:after{margin-left:0}.contact-info>p{color:#fffc}.contact-methods{list-style:none;padding:0;margin:28px 0 0}.contact-methods li{display:flex;align-items:baseline;gap:16px;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.12)}.contact-label{width:56px;text-transform:uppercase;letter-spacing:.1em;font-size:.75rem;color:var(--gold);font-weight:600}.contact-methods a{color:var(--white);font-size:1.15rem;font-weight:600;text-decoration:none;word-break:break-all}.contact-methods a:hover{color:var(--gold)}.contact-form{background:var(--white);color:var(--ink);border-radius:var(--radius);padding:28px;display:grid;gap:16px;box-shadow:0 10px 30px #00000040}.contact-form label{display:grid;gap:6px;font-weight:600;font-size:.92rem;color:var(--navy)}.contact-form input,.contact-form textarea{font:inherit;font-weight:400;padding:10px 12px;border:1px solid #cfd4de;border-radius:6px;background:#fdfdfd;color:var(--ink)}.contact-form input:focus,.contact-form textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}.form-hint{margin:0;font-size:.82rem;color:var(--muted);text-align:center}.site-footer{background:#0c172b;color:#ffffffb3;padding:40px 0;text-align:center;font-size:.92rem}.site-footer p{margin:0 0 8px}.site-footer a{color:var(--gold)}.footer-name{font-family:var(--serif);color:var(--white);font-size:1.1rem}.footer-fine{font-size:.8rem;opacity:.7;margin-top:16px!important}.mobile-bar{display:none}@media(max-width:900px){.site-nav{display:none}.header-call{margin-left:auto}}@media(max-width:760px){body{padding-bottom:72px}.header-call{display:none}.hero{padding:56px 0 64px}.section{padding:60px 0}.contact-inner{grid-template-columns:1fr;gap:36px}.mobile-bar{display:grid;grid-template-columns:1fr 1fr;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:30;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:var(--navy);border-top:3px solid var(--gold)}.mobile-bar .btn{padding:.75em;font-size:1rem}}